The following statement discloses the privacy practices of Auto-Credit.net.
Because Auto-Credit.net wants to demonstrate its commitment to consumer
privacy, we have agreed to disclose our information and security practices.
Acceptance of Auto-Credit.net Privacy
By using Auto-Credit.net’s services or web sites, you signify
your agreement to the terms and conditions of Auto-Credit.net’s
are not a US resident, or are under 18 years of age, please do not
use the site or Auto-Credit.net's services.
When you just visit one of our sites:
We use IP addresses and cookies to analyze trends, administer the
site, track user’s movement, and gather broad demographic
information. IP addresses and cookies are not linked to personally
When you provide us with information:
At three places on our loan application we ask visitors to opt in:
1) Consent to contact: We ask for consent to follow up with visitors
regarding their application or partially completed application.
2) Consent to seek loan approval: We ask for permission to pull
credit reports and search for an auto loan approval with banks on
our customer’s behalf.
3) Third party consent: We ask for consent to provide customer information
to third parties, which we feel offer goods or services customers
may be interested in, outside of the parameters of obtaining an
We use this information to evaluate
your applications, locate an appropriate lender, provide you with
high quality service, prevent fraud and, with your consent, inform
you of offers for other Auto-Credit.net services offered by third
parties. We may also use this information to confirm your identity
when you call us to inquire about your accounts.
We also ask for information from our visitors at other locations
on our web site. This is considered consensually given information
"Cookies" are small computer
files which are automatically placed on your computer's hard drive
when you are connected to a website or remote server so that the
website can recognize you upon your return to the website and tailor
your experience based on your earlier use of the site. "Action
tags" (also known as Web Beacons, Trackers, or Bugs) are invisible
pixel .gif files placed on web pages that are used to track web
navigation to those pages. Auto-Credit.net uses a cookie for each
computer that visits its site. The cookie is integral to the customer
experience and is necessary to use our online services. It allows
Auto-Credit.net to customize the website presentation based on your
accounts. While cookies, including Auto-Credit.net‘s, can
be disabled, if you disable our cookie you will not be able to use
our website. The Auto-Credit.net cookie does not collect information
from your hard drive; rather, it allows us to recognize you and
know how you navigated through our site. It is also part of our
effort to detect and stop fraud.
Auto-Credit.net may disclose information
about you to the following types of third parties: Auto-Credit.net
affiliates; service companies (companies that provide services to
Auto-Credit.net in order to process your application); financial
institutions, and credit bureaus, collection agencies. Your information
is disclosed to the foregoing entities solely for the getting a
loan that meets your criteria. Outlined below is the information
shared with each type of third party and as appropriate, your options.
• Sharing Information with Service Companies -- In order to
provide quality service, Auto-Credit.net contracts with service
providers for essential roles in processing your application. We
may disclose some or all of the information we collect to these
service providers but only in order to obtain credit for you. All
of Auto-Credit.net‘s service providers have entered into a
contract with Auto-Credit.net that forbids them from using information
provided by Auto-Credit.net for any purpose other than providing
the service for Auto-Credit.net customers. Auto-Credit.net takes
security precautions to monitor the use of the information and prevent
the use of the information for any other purpose.
• Information Sharing With Merchants -- Auto-Credit.net does
not share any information with unrelated merchants for the purpose
of extending offers of goods and services without your consent.
• Information Sharing with Partners -- Auto-Credit.net offers
its products in conjunction with financial institutions and other
businesses (collectively, Auto-Credit.net Partners). By completing
a credit application with Auto-Credit.net for the purpose of locating
a loan that meets your criteria, you agree to the sharing of information
with that partner. These relationships are clearly stated in the
application and by completing the application you agree to the information
sharing by Auto-Credit.net and the partner which may include: your
name, address, phone number, e-mail address, and personal financial
• Credit Reports and Other
Uses of Information -- In applying for credit, you agree that we
may request consumer credit reports from one or more credit reporting
agencies in connection with your application and the administration
of such application. You also authorize us to exchange credit information
concerning you or your use of the Account with (and answer questions
and requests from) others, such as merchants, other lenders and
credit reporting agencies.
Auto-Credit.net does not knowingly offer its products and services
to minors. Similarly, Auto-Credit.net does not collect information
about children. Our application approval process is designed to
identify applications submitted by children and to prevent their
use of Auto-Credit.net websites.
Access to Account Information and
Correction of Error Questions
Auto-Credit.net is committed to
customer service and privacy. If you have any questions, comments
please do not hesitate to e-mail us at info@Auto-Credit.net